:root {
  --bg: #f4f7fb;
  --card: rgba(255,255,255,0.92);
  --ink: #0c1830;
  --muted: #5b6b87;
  --line: rgba(12, 24, 48, 0.1);
  --blue: #1e5cff;
  --blue-dark: #153fae;
  --green: #1fb65a;
  --shadow: 0 18px 40px rgba(8, 21, 53, 0.14);
  --radius: 24px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, system-ui, sans-serif;
  color: var(--ink);
  background: linear-gradient(180deg, #eef2f8 0%, #f8fafc 100%);
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(var(--max), calc(100% - 32px)); margin: 0 auto; }

.site-header {
  position: sticky; top: 0; z-index: 10;
  backdrop-filter: blur(14px);
  background: rgba(255,255,255,0.75);
  border-bottom: 1px solid rgba(12,24,48,.06);
}
.nav-wrap { display:flex; align-items:center; justify-content:space-between; min-height: 82px; gap: 20px; }
.brand { display:flex; align-items:center; gap: 12px; font-weight:800; font-size:1.2rem; }
.brand img { width: 42px; }
.nav { display:flex; gap: 26px; color: var(--muted); font-weight:600; }
.nav a:hover { color: var(--ink); }
.nav-cta {
  background: linear-gradient(180deg, var(--green), #14964a);
  color:white; padding: 14px 20px; border-radius: 999px; font-weight:700;
  box-shadow: 0 10px 24px rgba(31,182,90,.28);
}

.hero { position: relative; padding: 52px 0 22px; overflow: hidden; }
.hero-bg {
  position: absolute; inset: 0;
  background:
    linear-gradient(100deg, rgba(8,19,42,.88) 0%, rgba(11,26,58,.66) 47%, rgba(11,26,58,.2) 100%),
    radial-gradient(circle at 16% 80%, rgba(30,92,255,.18), transparent 34%),
    url('../graphics/hero-bg.svg') center/cover no-repeat;
}
.hero-grid {
  position: relative; z-index:1;
  display:grid; grid-template-columns: 1.18fr .82fr; gap: 34px; align-items: center;
  min-height: 720px;
}
.hero-copy { color: white; padding: 24px 0; }
.eyebrow {
  display:inline-flex; align-items:center; gap:8px;
  font-size:.86rem; letter-spacing:.06em; text-transform: uppercase; font-weight: 800;
  color: #77a2ff;
}
.hero h1 {
  font-size: clamp(2.7rem, 5vw, 5.1rem);
  line-height: .95; letter-spacing: -.04em; margin: 18px 0 18px; max-width: 760px;
}
.lead { font-size: 1.18rem; line-height: 1.65; max-width: 670px; color: rgba(255,255,255,.92); }
.hero-points { display:grid; gap: 14px; margin: 30px 0; max-width: 700px; }
.point {
  display:flex; align-items:flex-start; gap: 14px;
  background: rgba(255,255,255,.07); border:1px solid rgba(255,255,255,.11);
  padding: 14px 16px; border-radius: 18px; backdrop-filter: blur(6px);
}
.point img { width: 28px; flex: 0 0 28px; }
.point span { font-weight: 600; line-height: 1.45; }
.hero-actions { display:flex; gap: 14px; flex-wrap: wrap; margin-top: 10px; }
.btn {
  display:inline-flex; justify-content:center; align-items:center; gap:10px;
  min-height: 56px; padding: 0 24px; border-radius: 16px; font-weight: 800; font-size: 1rem;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: linear-gradient(180deg, var(--blue), var(--blue-dark)); color:#fff; box-shadow: 0 16px 32px rgba(30,92,255,.28); }
.btn-secondary { background: rgba(255,255,255,.12); color:#fff; border: 1px solid rgba(255,255,255,.22); }
.btn.full { width: 100%; }
.hero-trust { display:flex; gap: 18px; flex-wrap: wrap; margin-top: 26px; color: rgba(255,255,255,.84); font-weight:600; }
.hero-trust span::before { content: '•'; margin-right: 8px; color:#83b4ff; }

.contact-card {
  position: relative; background: rgba(8,20,46,.8); color:white; padding: 28px;
  border-radius: 28px; border: 1px solid rgba(255,255,255,.14); box-shadow: var(--shadow);
  backdrop-filter: blur(10px);
}
.card-badge {
  display:inline-flex; background: rgba(119,162,255,.16); color:#9bc0ff; font-weight:800;
  padding: 8px 12px; border-radius:999px; font-size:.85rem; margin-bottom: 14px;
}
.contact-card h2 { font-size: 2rem; margin: 0 0 10px; line-height: 1.05; }
.contact-card p { color: rgba(255,255,255,.82); line-height: 1.6; }
.contact-row {
  padding: 18px 0; border-top: 1px solid rgba(255,255,255,.12);
  display:grid; gap: 8px;
}
.contact-row a { font-size: 1.18rem; font-weight: 800; }
.contact-label { color:#95a9d5; font-size:.92rem; font-weight:700; text-transform: uppercase; letter-spacing: .04em; }
.contact-note {
  margin: 16px 0 22px; padding: 16px; border-radius: 18px;
  background: rgba(255,255,255,.07); border:1px solid rgba(255,255,255,.1);
  display:grid; gap: 8px; color: rgba(255,255,255,.9);
}
.card-actions { display:grid; gap: 12px; }
.fee { margin-top: 16px; text-align:center; color:#b8cbef; font-weight:700; }

.market-strip { margin-top: -24px; position: relative; z-index: 2; }
.market-strip-inner {
  display:flex; flex-wrap:wrap; gap: 14px 24px; align-items:center; justify-content: center;
  padding: 20px 22px; background: rgba(255,255,255,.95); border-radius: 22px; box-shadow: var(--shadow);
}
.strip-label { font-weight: 800; color: var(--muted); }
.strip-items { display:flex; flex-wrap:wrap; gap: 14px; justify-content:center; }
.strip-items span { font-weight:800; }
.strip-items span::after { content: '•'; margin-left: 14px; color:#8ea2c9; }
.strip-items span:last-child::after { display:none; }

.section { padding: 92px 0; }
.section-alt { background: linear-gradient(180deg, #f7f9fd 0%, #eef3fb 100%); }
.section-head { margin-bottom: 34px; }
.section-head.centered { text-align: center; }
.section-head h2 { margin: 12px 0 12px; font-size: clamp(2rem, 3vw, 3.2rem); line-height: 1.02; letter-spacing:-.03em; }
.section-head p { margin:0; color: var(--muted); font-size:1.05rem; }

.steps { display:grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.step-card, .feature-card {
  background: rgba(255,255,255,.9); border: 1px solid rgba(12,24,48,.06);
  border-radius: 24px; padding: 28px; box-shadow: 0 12px 28px rgba(12,24,48,.06);
}
.step-card img { width: 88px; height: 88px; margin-bottom: 20px; }
.step-card h3, .feature-card h3 { margin: 0 0 10px; font-size: 1.38rem; }
.step-card p, .feature-card p { margin: 0; color: var(--muted); line-height: 1.65; }

.feature-grid { display:grid; grid-template-columns: repeat(4,1fr); gap: 20px; }
.feature-card img { width: 76px; height: 76px; margin-bottom: 18px; }

.info-grid { display:grid; grid-template-columns: 1fr .95fr; gap: 34px; align-items:center; }
.info-copy h2 { margin: 10px 0 14px; font-size: clamp(2rem, 2.8vw, 3rem); line-height: 1.04; }
.info-copy p { color: var(--muted); }
.check-list { list-style:none; padding:0; margin: 22px 0 0; display:grid; gap: 14px; }
.check-list li {
  position:relative; padding-left: 34px; line-height:1.6; color: var(--ink); font-weight:600;
}
.check-list li::before {
  content:''; position:absolute; left:0; top:6px; width:22px; height:22px; border-radius:50%;
  background: linear-gradient(180deg, var(--blue), var(--blue-dark)); box-shadow: 0 8px 18px rgba(30,92,255,.25);
}
.check-list li::after {
  content:'✓'; position:absolute; left:6px; top:2px; color:#fff; font-weight:800;
}
.info-visual { background: rgba(255,255,255,.78); border:1px solid rgba(12,24,48,.06); border-radius: 28px; padding: 12px; box-shadow: var(--shadow); }

.cta-section { padding-top: 20px; }
.cta-box {
  display:flex; justify-content:space-between; align-items:center; gap: 24px;
  padding: 34px; border-radius: 28px; color:white; background: linear-gradient(135deg, #0d1d42, #1748bb 65%, #2e6bff 100%);
  box-shadow: 0 18px 38px rgba(23,72,187,.28);
}
.cta-box h2 { margin: 10px 0 10px; font-size: clamp(1.8rem, 3vw, 2.8rem); line-height: 1.05; }
.cta-box p { margin: 0; color: rgba(255,255,255,.86); }
.cta-actions { display:flex; gap: 12px; flex-wrap: wrap; }
.cta-actions .btn-secondary { background: rgba(255,255,255,.1); }

.faq-list { display:grid; gap: 14px; max-width: 860px; margin: 0 auto; }
details {
  background: rgba(255,255,255,.9); border:1px solid rgba(12,24,48,.08); border-radius: 18px; padding: 0 20px; box-shadow: 0 8px 20px rgba(12,24,48,.05);
}
summary { cursor:pointer; list-style:none; padding: 20px 8px 20px 0; font-weight: 800; }
summary::-webkit-details-marker { display:none; }
details p { margin: 0 0 18px; color: var(--muted); line-height:1.7; }

.site-footer { padding: 36px 0 50px; }
.footer-wrap {
  display:flex; justify-content:space-between; gap: 20px; align-items:flex-end;
  border-top: 1px solid rgba(12,24,48,.08); padding-top: 28px;
}
.footer-brand { font-size:1.2rem; font-weight: 800; }
.site-footer p { color: var(--muted); margin:.4rem 0 0; }
.footer-links { display:grid; gap: 8px; text-align:right; font-weight:700; }

@media (max-width: 1080px) {
  .hero-grid, .info-grid, .feature-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .hero-grid { min-height: unset; padding: 18px 0 30px; }
  .hero-copy { padding-top: 10px; }
  .cta-box, .footer-wrap, .nav-wrap { flex-direction: column; align-items: flex-start; }
  .nav { flex-wrap:wrap; gap: 14px 20px; }
  .footer-links { text-align:left; }
}

@media (max-width: 720px) {
  .site-header { position: static; }
  .container { width: min(var(--max), calc(100% - 22px)); }
  .hero { padding-top: 24px; }
  .hero h1 { font-size: 2.5rem; }
  .lead { font-size: 1rem; }
  .contact-card, .step-card, .feature-card, .cta-box { padding: 22px; }
  .market-strip-inner { justify-content:flex-start; }
  .hero-actions, .cta-actions { width: 100%; }
  .btn, .cta-actions .btn { width: 100%; }
}